The Total Money Makeover
- 书名：The Total Money Makeover
- 作者： Dave Ramsey
- 格式：EPUB,AZW3,MOBI
- 时间：2024-07-15
- 评分：
- ISBN：9781595550781
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
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姜小白08-04我们这波看过n轮理财区精华帖的老网民容易觉得cliche，可一旦试图把自己脑子里的观念分享给被小额贷困住的人，会感到为难——像是只能意会不能言传。这本书做到了言传，态度诚恳，基于自己惨败的经验很有同理心。我们没bankruptcy做底线，很多年轻人一失足就一生毁掉了，很难有再开始的机会。可这种环境下，我们比paycheck to paycheck的生活方式更刺激：我们习惯把置业当投资，我们这边的氛围默认mortgage是资产而不是债务。读完这本书，再仔细想想为什么不出台bankruptcy，背后的逻辑很好理解，银行的风险由老百姓来分摊。If you aim at nothing, you will hit it every time，真正需要这本书的人会认为它是鸡汤不值得读，人生好难。
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Y7UK207-24核心内容就几个字：不要借债，要节俭。剩下99%的内容都是吹嘘自己这方法多么牛逼的……
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采花贼欧亨利03-20跳过那些冗长的赞美信这本书关键内容两小时就可以消化完，方法论是好的，太啰嗦。。。
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